- Harmonic reducer
- Stepless reducer
- Enterprise standard reducer (device)
- Precision reducer
- Combined speed reducer
- motorized pulleys ;
- bearing enelosure; bearing oil seal ;
- Reducer fittings
- Lubricating oil, lubricating grease
RMB bank settlement account is opened bank depositor 's funds transfer payment settlement RMB current account. Divided by depositors bank settlement accounts and personal bank accounts, postal savings institutions for bank card business accounts opened into personal bank settlement account management ; divided according to the nature of basic deposit accounts , general deposit accounts, special deposit accounts and temporary deposit accounts . Currently, the management of bank accounts should follow the " RMB bank settlement account management approach " requirement.
First, the bank settlement account opening
( A ) basic deposit account opening
Basic deposit accounts are due for daily human settlement and cash-based transfers need to open bank settlement accounts. Depositor for opening basic deposit accounts, the depositary bank shall provide unit identification , legal representative ( or the person in charge ) identification and account opening application .
Among them, the depositor identification units provided mainly refers to the following documents or evidence :
Enterprise legal person business license should be provided ( original ) .
Unincorporated businesses, such as sole proprietorship , partnership, branch , etc., should be provided unincorporated business license .
Authority shall provide unit set up approval .
Institutions and institutions should provide the registration certificate
Regimental level ( or more) military, armed police and scattered branches on duty ( sub ) team should provide the army corps level units above the financial sector accounts approval notice , or the financial sector accounts Armed Police Corps approval notice .
Social organizations should provide social organization legal entity registration certificate ; social organizations should provide social organizations branch offices registration certificate.
Religious organizations shall provide management of religious affairs department approval or certification .
Private non-enterprise organization shall provide the private non-enterprise organization registration certificate.
Foreign permanent establishment shall provide its competent authorities stationed in the local government approval or registration certificate.
Independent accounting units of the subsidiary bodies ( refers only to the units affiliated independent accounting canteens, kindergartens , hostels ) competent authorities shall provide the relevant approvals .
Other organizations ( refer accordance with existing laws and regulations can be established organizations, such as : the owners' committee , village groups , etc. ) should provide the authorities or the relevant administrative departments of approval or proof.
Residence of foreign institutions should provide SAIC issued a registration certificate .
With the corporation registration certificate unions should provide Corp. registration certificate.
In addition, as in the production of man-made deposits , the taxpayer's business activities , also issued by the Inland Revenue tax registration certificate issued by the department , in which local enterprises should provide documented branch office name higher tax registration certificate or tax authorities to prove , branch offices of foreign enterprises in the local branch of the tax registration certificate should be provided ; if a depositor to obtain the organization code certificate , it shall provide the organization code certificate ; such as depositors entrust legal representative or person in charge than others to handle , and should also provide an agent identification ; such as deposits artificially budget units , should also obtain district ( county ) level and above the financial sector confirmation ; presence of higher-level units such as the depositor or the competent units , should provide superior unit or unit in charge of the basic deposit account information its basic deposit account license copy.
( Two ) general deposit accounts
General deposit accounts are settled people were borrowing or other needs, basic deposit account in a bank business institutions other than banks to open bank settlement accounts.
Depositor for opening general deposit accounts , which should be issued by the bank to open a basic deposit accounts required supporting documents , permits and basic deposit accounts following documents : depositor to the bank borrowing needs , should be issued by the loan contract ; depositor other settlement necessary, issue the relevant certificates .
Depositor apply to open a general deposit account , you should note the following:
1 , as long as there are loans and other settlement needs, the different places you can open a general deposit account , there is no limit to the number , but depositors should not be free to open .
2 , the deposit shall not simultaneously in the same banking institution to open a basic deposit accounts and general deposit accounts.
3 , remote institutions on a local temporary deposit accounts opened , you can not re-apply for opening general deposit accounts .
( Three ) special deposit account opening
Special deposit accounts are in accordance with laws, administrative regulations and rules for their particular special purpose funds management and use of bank settlement accounts opened .
The following management and use of funds , the deposit may apply to open special deposit accounts : capital construction , renovation funds , extra budgetary funds , grain , cotton, oil acquisition of funds ; securities transaction settlement funds ; Futures margin ; Trust Fund ; financial institutions with banks funding ; policy-oriented real estate development funds ; unit imprest bank card ; housing fund ; social security funds ; income remitted funds and business spending ; party, group , trade union organizations in the unit funding ; need special management and use of funds .
Depositor apply to open special deposit account, it should be issued by the bank to open a basic deposit accounts required supporting documents , basic deposit account permits and the following documents :
Capital construction , renovation fund , policy real estate development funds , housing funds, social security funds, approval shall be issued by the competent authorities ; extra budgetary funds , the financial sector should be issued proof ; grain, cotton, oil acquisition of funds , should be issued by the competent departmental approval ; unit imprest bank card , should follow approval of people's Bank of China bank cards issued by the relevant provisions of the Articles of Association of the evidence and information ; securities transaction settlement funds , securities companies shall be issued by the securities regulatory authority or proof ; futures margin , shall be issued Futures companies or futures supervisory authority ; financial institution funds from banks , shall be issued proof thereof ; income remitted capital and operational expenditure of funds , shall issue a basic deposit accounts depositors relevant evidence ; party, group , trade union organizations in the unit funding should be issued by the relevant departments of the unit or the approval or proof ; other deposits require special management and use of funds , should be issued by the relevant laws , regulations or government related documents.
Depositors apply to open special deposit accounts , you should also note the following:
1, the budget units apply to open special deposit accounts , shall obtain the approval of the PBC and issued special deposit accounts permit ; non- budgetary units directly to the bank to apply for special deposit account is opened .
2 , income remitted funds , refers to the basic deposit accounts depositors non- affiliated independent accounting unit or agency of the income and expenses occurred funding . On income remitted funds and operating expenses of the special deposit accounts owned Jin Kaili , you should use the name affiliation .
3 , other needs special management and use of funds , does not mean that units can use the need to open their own such special deposit accounts. For opening such special deposit accounts must provide national laws, administrative regulations and rules of the relevant provisions .
4, in accordance with relevant state regulations or depositor money management with special needs , the unit to open special accounts for account name unit name, unit name plus nature of the funds , unit name plus internal bodies ( departments ) Name three methods , while it may be stipulated responsible money management , not necessarily be the legal representative . Among them, the name of the unit of account names should be provided to open a basic account information , open a special account documents , basic account copy of the license ; account name as the unit name plus the nature of funding should be provided to open a basic account information , open a special account documents , basic account copy of the license ; account name as the unit name plus internal bodies ( departments ) name should be provided to open a basic account information , open a special account documents basic account copy of the license , which consists of agency heads ID , unit authorized the internal bodies ( departments ) an authorization to open an account ( internal organs shall contain the name , name of the person responsible for internal organs , internal organs due to open , alter , revoke bank settlement accounts have incurred liability assumed authority and stamped with the official seal , etc. ) .
5 , deposits artificially budget units , you should also obtain the district ( county ) above the level of the financial sector to confirm.
6 , the same document can only open a special deposit accounts .
7 , the unit open special deposit accounts with reserve bank seal special deposit account name should be consistent . A unit name is the name of the special deposit accounts , which should be reserved for seal unit name, the person in charge or the fund manager ; unit name + funds in the nature of special deposit account name , and its seal to be set aside funds for the unit name + nature , the unit responsible person or fund managers ; to unit name + internal organs ( department ) is the name of the special deposit accounts , which should be reserved for chop name + internal bodies ( departments ) , the unit responsible person or department site leader.
Example: A district ( town ) people's government established resettlement leading group office , these special accounts should belong policy real estate development, open special deposit accounts should be subject area ( town ) people's government , such as the district ( town ) people Government cash management needs ( account name can be more than three names , but reserve bank account name and seal to be consistent ) , the name of the account can be authorized for a district ( town ) people's government + resettlement working group leadership offices , which should be reserved for the above bank account name chop . Bank depositors should provide the following information : an application to open bank settlement accounts ( official seal ) , opened inside the department unit name + special deposit account application form attached ( internal departments fill cap inside the department and official seal ) , open special deposit accounts in accordance with ( the policy of real estate development approvals ) , the unit open a basic account information [ to establish district ( town ) people's government approvals, organization code certificate , the unit responsible ID ] , authorization book , which consists of department heads ID card, proof of district financial department .
( Four ) temporary deposit account opening
Temporary deposit accounts are temporary needs and human factors used within the prescribed period and to open bank settlement accounts. Temporary deposit accounts can be opened cases include: establishment of a temporary agency , temporary business activities as well as off-site registration verification . Among them, because registration verification temporary deposit accounts opened directly to the bank account application , because the establishment of the Provisional Institutions and offsite temporary business activities need to open temporary deposit accounts should be approved and issued by the People's Bank obtained a temporary deposit account permits.
Temporary deposit accounts opened with a maximum duration of two years ( including the extension ) .
When applying for opening deposit temporary deposit accounts , documents should be issued by the bank and the legal representative or the person in charge of identity documents ; belongs to the nature of the budget units , but also won their district ( county ) level and above the financial department to confirm . Which mainly refers to the following documents :
Local temporary agencies should provide a provisional authority's approval . Local temporary agencies, including local project headquarters , local XX project preparation leading group, local groups, etc. liquidation .
Offsite temporary agencies should provide local authorities agreed to set up a temporary agency approvals .
Offsite interim operating activities of the unit , its original business license shall be issued and temporary administrative department for industry and commerce management approval
Off-site construction and installation of unit , its business license shall be issued by the original or a subordinate unit of the original business license , as well as in building construction and installation of a license issued by the competent authorities or the construction and installation contract.
Deposits in applying for temporary deposit accounts opened , you should also note the following:
1 , open an account name is the name of the temporary units of account, in addition to providing documentation and legal representative unit ( or units responsible person ) identity documents , you should also provide relevant information of the following situations :
( A ) opening an account name is the name of the temporary deposit accounts unit , the unit should provide basic deposit account information and basic accounts license copy.
( 2 ) to open an account name is the name of the project department unit name + temporary deposit account , you should also provide open bank settlement account application form ( stamped with the official seal , or the legal representative of the people responsible for the signature ) , construction construction enterprises enterprise name plus the name of the project department to open temporary accounts attached application form ( stamped with the official seal or financial seal project Department , as well as the official seal ) , the basic unit of deposit account information and basic accounts copy of the license , authorization unit Book ( specify: project department name, the name of the person in charge of the project department to open , change , revocation of bank settlement accounts have incurred liability borne by the Company and so forth. )
2 , man-made deposits provisional institutions , only in their temporary resident to open a deposit account can not open other bank settlement accounts . Depositors temporary business activities in different places , only in its interim operating activities to open a temporary deposit accounts . Off-site construction, installation unit in the local installation works according to different contracts, opening a number of temporary deposit accounts.
3 , off-site construction and installation of units to provide construction and installation contracts shall be within the validity period .
( Five ) personal bank settlement accounts
Personal bank settlement accounts is a natural result of investment, consumption, settlement and opened can handle payment and settlement business deposit accounts . The following conditions may apply to open a personal bank settlement accounts : use checks , credit card and other payment instruments ; handle foreign exchange , on a regular basis debit regular credit , debit card settlement business . A natural person may need to apply to open a personal settlement account , you can also have a savings account opened in the depositary bank to apply for selection are recognized as personal bank accounts.
When applying for opening deposit personal bank settlement accounts , the following documents shall be issued by the bank : China resident identity cards should be issued or a temporary identity card ; Liberation Army, the military should be issued identity documents ; Chinese People's Armed Police , the Armed Police shall issue identity documents ; Hong Kong and Macao residents shall be issued by Mainland Travel Permit for Hong Kong and Macao residents , residents should be issued by the Taiwan Mainland Travel Permit for Taiwan Residents exchanges or other valid travel document ; foreign citizen shall be issued passports ; laws, regulations and the relevant provisions of other valid certificates.
Personal bank settlement account name should be provided with a valid ID in the name stands for consistent .
Second, the use of bank settlement accounts
( A ) the use of bank settlement accounts
1, the basic deposit accounts
Basic deposit accounts are accounts of people organized , handled daily receipt and payment of funds from operating activities and salaries, bonuses and cash withdrawal .
2, the general deposit account
General deposit account for people borrowing dump handling deposits , loans and other settlement funds restitution payment . You can apply for cash deposited in the account , but not for cash withdrawal .
3 , special deposit accounts
Special deposit accounts earmarked funds for payment handling . Whether the special deposit account for cash business shall be determined according to the nature of their funding .
( A ) the nature of the following special deposit account funds can be paid in cash , the cash withdraw cash management must be in accordance with state regulations: Liangmian acquisition of funds , social security funds , housing funds, labor union funds and business expenses caucus accounts and other special deposit accounts .
( 2 ) the nature of the following special deposit account funds can be paid in cash , but approved by the local People's Bank : capital construction , renovation fund , policy real estate development funds , financial institutions, funds special deposit accounts with banks .
( 3 ) the nature of the following special deposit account funds shall be paid in cash : extra budgetary funds , securities trading settlement funds , futures margin , trust funds and income remitted special deposit accounts.
( 4 ) the nature of these funds shall not apply for special deposit accounts cash-based business : Unit bank card account
For the special deposit account funds allocated the following provisions:
( 1 ) Units bank card funds must be transferred into its basic deposit accounts .
( 2 ) income remitted special deposit accounts in addition to its basic deposit accounts or extra-budgetary financial contributions to special deposit account designated for item , do not take do not pay .
( 3 ) In addition to its basic operating expenses account deposit account credited payments, paying only charge.
4 , the use of temporary deposit accounts
Temporary deposit accounts used for temporary agencies and temporary business activities occurring depositor funds and payment, which shall be paid in cash on cash management in accordance with national regulations .
Registration and examination of temporary deposit accounts during the verification received only do not pay , the registered capital verification of funds remitted shall consistent with the investor's name .
5, the other of Use
( A ) the above four categories of bank settlement accounts from the date of the official opening of three working days before processing payment transactions . However, registration and examination of the temporary deposit account into basic deposit accounts, loans dump due to the general deposit account opened excluded.
( 2 ) units from the bank settlement account settlement paid to the personal bank accounts of amounts each exceeding $ 50,000 , payment units should use the payment subject of bar or remarks column , may be issued by the payment basis, but payment unit should payments on the subject of the authenticity and legality.
( 3 ) A person shall not deposit rent, loan bank settlement accounts , cash in bank settlement accounts shall not use bank credit .
( Two ) the use of personal bank settlement accounts
Personal settlement account for the transfer payment and cash handling individual access . The following amounts can be transferred to personal bank accounts : salary, bonus income , royalties , performance fees, labor income , bonds , futures, trust and other investment principal and income , personal debt or ownership transfer income , securities and futures trading settlement funds margin , inheritance, gift funds , insurance claims , the premium refund such money, tax refund , agricultural and mineral products sales revenue, as well as other legitimate funds.
Through personal savings account customers transact business first transfer payments in the relevant signature on the certificate shall confirm the account into personal bank settlement accounts.
One of the following circumstances , individuals should be issued based on receivables : Personal checks held drawer units entrusted to the bank receipt , transfer of funds into his personal bank settlement account ; individual units of the applicant holding bank drafts and bank promissory note to the bank for payment , transfer of funds into their personal bank accounts.
Receipt By including : Awards proved , journalism, publishing , performing and publishing units and the labor contract signed by the payee or proof of funds paid to individuals , securities companies, futures companies , trust investment companies , lotteries issued or paid or refunded to the underwriting department natural proof of funds , debt or equity transfer agreement , the loan contract , the insurance company proof of tax collection department proved , agriculture and mineral products purchase and sale contracts, and other legal proof of payment .
Third, changes in bank deposit accounts
In addition to changes to the depositary bank and the account number , the information related to the change of depositors should be a first line of basic deposit account for the relevant change procedures.
Several specific changes formalities situation is as follows:
1 , the name of the depositor or the legal representative ( person in charge ) change
Name of depositor or the legal representative ( person in charge ) to change the situation , you should open an account at the bank within five working days to provide relevant documents. Among them, in addition to providing account change application , the remaining data cf opening basic deposit accounts requirements.
2 , the depositor other information change
Depositors address, business license registration number , telephone, etc. change should also be timely contact with the depositary bank for change operations , and provide basic deposit account permit and the change data .
3 , change the bank depositors
In the former bank transfer cancellation procedures , and in the new bank account information to provide relevant accounts .
Fourth, the revocation of bank settlement accounts
Depositor for the revocation of bank settlement accounts for the situation in the following situations : First, by merging , dissolution, bankruptcy or closure . The second is canceled, revoked business license . Third, the Bank needs to be changed due to the demolition . Four other reasons need to revoke bank settlement accounts . Which belongs to the first two cases , the depositor shall within five working days Bank bank settlement accounts for revocation request .
Revocation of bank settlement accounts should note the following :
1, the deposits were merging , dissolution, bankruptcy or closure , cancellation, revocation of business licenses , should be revoked other nature deposit accounts ( including general deposit accounts , special deposit accounts , temporary deposit accounts in different places ) , and finally revoked basic deposit accounts.
2 , without the approval of the administrative department for industry and commerce registration unit , after the expiration of the verification , they should apply for deregistration verification temporary bank account . In return funds , cash funds deposited in the form of registered capital verification can withdraw cash , but cash deposit shall be issued by the depositor when the cash payment slips original and valid identity documents.
3 , depositors withdraw bank settlement accounts Failing surrender important blank notes and settlement documents , shall issue the relevant certificates , resulting in the loss should be their own responsibility .
4 , banking activities for one year did not occur and no payment of debt owed to Bank bank settlement accounts shall notify unit from the notice within 30 days from the date of transfer cancellation procedures , overdue deemed voluntary sales unit households.